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5335 Far Hills Ave, Suite 300, Dayton, OH 45429

Find Out What’s Holding You Back From
Creating the Wealth You Desire

Take Control Now

Our Mission: Helping You Keep More of What you Earn, & Earn More On What You Keep

According to the Bureau of Labor Statistics, the average American spends 65% of their income on debt and taxes. You don’t want to just survive, but to thrive.

What are the SMART money moves you could make to create true wealth for you and your family?”

At Safe Money Partners, we help people pay off their debt and free up cash flow. We educate our clients so they can start learning more about how taxes impact their retirement and financial future. Then, we help find opportunities to create and build wealth with the money they already have.

Start making your money work for you, instead of “waiting” for retirement. Maintain and improve your current lifestyle by creating a plan that encompasses your entire financial life.

We provide comprehensive financial planning that includes:

  • Getting out of debt in half the time as your current schedule.
  • Increasing cash flow.
  • Protecting assets.
  • Decreasing taxes.
  • Saving for college.
  • Seizing financial opportunities.
  • Retiring with tax-favored income

 

How Much of Your Monthly Payment
Goes Towards Interest?

Calculate Your Effective Interest Cost

Use this tool to help you understand how to calculate the interest you’re ACTUALLY paying on your debts.

Use the Calculator

How Much of Your Monthly Payment Goes Towards Interest?

Use this tool to help you understand how to calculate the interest you’re ACTUALLY paying on your debts.

Use the Calculator

What Percentage Of Your Money Hasn’t Been Taxed Yet?

Use this tool to find out what percentage of your money in various accounts has yet to be taxed and what that amount will be.

Use the Calculator

Services

Fee-Only Divorce Financial Planning

If you are contemplating divorce/separation, are in the divorce process or already divorced you deserve the opportunity to work with someone who has studied what the rights, benefits, and entitlements are of someone in your situation. Let’s discuss what is important to you related to life after divorce and what planning looks like for you to still achieve your financial goals. (Divorce Financial Planning by SMP Strategies, LLC)

Tax Aware Retirement Insight

Are you compounding your retirement monies or are you compounding your future tax liability? Do you want to focus on a future that has taxable income or tax-exempt income? An analysis of your savings buckets can help you better understand if you have more allocation going to the tax-deferred ‘bucket’ rather than the tax-free ‘bucket’ for your retirement.

Roth IRA Conversions

If you believe taxes are going to go up in the future you may be one of the many people in American that want to better understand how you might be able to convert your Qualified monies to a Roth IRA.

Social Security Maximization

Many people are still not aware that their Social Security may be subject to taxation during retirement. A provisional income analysis will provide more insight for you.

Estate Planning

(Services offered through Legacy Planning Associates) Are you in need of POAs, Wills, Trusts, or Planned Giving? Our simple and easy to complete questionnaire gives you the power to personalize your estate plan to your family’s needs and desires.

Debt Elimination Strategies

Still making the minimums and not making a dent in your debt? It’s time to start planning to pay off your debt for good and plan for the future. We can create a unique plan to help you pay off your debt and start planning for your financial future.

Who We Work With

Safe Money Partners wants our clients to succeed. We don’t work with just anyone. We work with those who are hungry and willing to take bold steps to secure their financial future.

Testimonials

The 401k Life Boat

Many people invest part of their salary into their 401k through their employer. This may be the ONLY retirement plan they have. We put together a list of questions you – or your advisor – should be able to easily answer about your 401k and how it’s managed to make sure you’re set up for success.

Download the 401k Questions eBook 

I am truly grateful for both of you, Jeff and Bryan, and all your help over the last couple of years! I came to you as a single mom in debt and hated even talking about money. You have no idea how great it feels to not stress over money everyday. I would have never been able to even consider buying a home and paying off debt without your help. It all seemed so overwhelming and I appreciate your patience, faith, and genuine caring. You have had an amazing impact on my life and I will be forever thankful.

~Roxanne

Praise and thanking our Lord and Savior Jesus Christ! Thank you for all that you do!

~Mona & Kevin

“Working with [Safe Money Partners], I learned a lot about interest rates and figured out the best plan of attack. Making sure I’m on top of everything. Making sure I keep my debts down low. That way I’m able to put more money towards a college fund [for my kids] and my retirement.”

~Sheri

You enhanced our retirement planning and we realized how knowledgeable and honest you were. We were also very comfortable with your non-pressure approach to our planning and you answered all questions we had. Now that we know how much we can trust you; you have become our “go to guy” for all our retirement planning.

We consider you a member of our family. You’re a very special and knowledgeable professional!!!

~Sally

Helpful Resources

The Debt Snowball Ebook

This debt reduction strategy uses behavior modification to keep you paying off your debt.

Download

3 Disadvantages of Saving with a 403(b) Plan Ebook

Who wouldn't want to save for the future? A 403(b) can make that happen, but is it the right choice?

Download

Debt Free for Life Webinar

This webinar sheds light on the misconceptions most people have about debt and money management.

Watch Now

Taking Control of Cash & Eliminating Debt Workshop

Financial stats, create a value-based budget, save money, and increase your cash flow.

Watch Now

Latest Blog Posts

How to Create a Budget You Can Follow

A budget is one of the most important financial tools you need. Whether you are just starting out, getting ready to purchase a home, getting ready for retirement, or anywhere in between, having a [...]

Read More

Jeff Mohlman Certified as a CDFA®

Jeff Mohlman has been certified as a Certified Divorce Financial Analyst Professional. This certification will allow Jeff to work with clients, alongside their attorneys, on their financial planning [...]

Read More

Financial Mistakes to Avoid When You’re Close to Retirement

As you approach the retirement years, you may start to question how prepared you really are. Do you know how much retirement income you will need? Are you on the right track? Do you understand your [...]

Read More

Safe Money Partners

5335 Far Hills Ave., Suite 217
Dayton, OH 45429

(937) 416-0139

Take the First Step: Join Us for a 15-Minute Connect Call

We think it’s always best to start any relationship at the beginning by getting to know one another. You are going to have questions that need to be answered before we formally meet. We like to make sure we are able to really, really show you value. This is best done with a quick connect call.

Complete the form below to schedule a quick 15-minute connect call and see if we are a good fit for one another. We cannot wait to talk.

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Memberships and Associations