Our Mission: Helping You Keep More of What you Earn, & Earn More On What You Keep
According to the Bureau of Labor Statistics, the average American spends 65% of their income on debt and taxes. You don’t want to just survive, but to thrive.
What are the SMART money moves you could make to create true wealth for you and your family?”
At Safe Money Partners, we help people pay off their debt and free up cash flow. We educate our clients so they can start learning more about how taxes impact their retirement and financial future. Then, we help find opportunities to create and build wealth with the money they already have.
Start making your money work for you, instead of “waiting” for retirement. Maintain and improve your current lifestyle by creating a plan that encompasses your entire financial life.
We provide comprehensive financial planning that includes:
- Getting out of debt in half the time as your current schedule.
- Increasing cash flow.
- Protecting assets.
- Decreasing taxes.
- Saving for college.
- Seizing financial opportunities.
- Retiring with tax-favored income
How Much of Your Monthly Payment Goes Towards Interest?
Use this tool to help you understand how to calculate the interest you’re ACTUALLY paying on your debts.
What Percentage Of Your Money Hasn’t Been Taxed Yet?
Use this tool to find out what percentage of your money in various accounts has yet to be taxed and what that amount will be.
Fee-Only Divorce Financial Planning
If you are contemplating divorce/separation, are in the divorce process or already divorced you deserve the opportunity to work with someone who has studied what the rights, benefits, and entitlements are of someone in your situation. Let’s discuss what is important to you related to life after divorce and what planning looks like for you to still achieve your financial goals. (Divorce Financial Planning by SMP Strategies, LLC)
Tax Aware Retirement Insight
Are you compounding your retirement monies or are you compounding your future tax liability? Do you want to focus on a future that has taxable income or tax-exempt income? An analysis of your savings buckets can help you better understand if you have more allocation going to the tax-deferred ‘bucket’ rather than the tax-free ‘bucket’ for your retirement.
Roth IRA Conversions
If you believe taxes are going to go up in the future you may be one of the many people in American that want to better understand how you might be able to convert your Qualified monies to a Roth IRA.
Social Security Maximization
Many people are still not aware that their Social Security may be subject to taxation during retirement. A provisional income analysis will provide more insight for you.
(Services offered through Legacy Planning Associates) Are you in need of POAs, Wills, Trusts, or Planned Giving? Our simple and easy to complete questionnaire gives you the power to personalize your estate plan to your family’s needs and desires.
Debt Elimination Strategies
Still making the minimums and not making a dent in your debt? It’s time to start planning to pay off your debt for good and plan for the future. We can create a unique plan to help you pay off your debt and start planning for your financial future.
Who We Work With
Safe Money Partners wants our clients to succeed. We don’t work with just anyone. We work with those who are hungry and willing to take bold steps to secure their financial future.
“After meeting with Jeff and understanding the plan he recommended for my and my wife’s retirement, I have never felt more secure in our future. He offers sound advice and solutions that I’ve not received from other advisors. I can’t recommend him more.”
“I am truly grateful for both of you, Jeff and Bryan, and all your help over the last couple of years! I came to you as a single mom in debt and hated even talking about money. You have no idea how great it feels to not stress over money everyday. I would have never been able to even consider buying a home and paying off debt without your help. It all seemed so overwhelming and I appreciate your patience, faith, and genuine caring. You have had an amazing impact on my life and I will be forever thankful.”
“You enhanced our retirement planning and we realized how knowledgeable and honest you were. We were also very comfortable with your non-pressure approach to our planning and you answered all questions we had. Now that we know how much we can trust you; you have become our “go to guy” for all our retirement planning.
We consider you a member of our family. You’re a very special and knowledgeable professional!!!”
“Having multiple sources of income, along with, multiple retirements, we were almost certain that our financial future was set. What we didn’t understand, was “the old way” of financial planning no longer existed.
In a sense, we were paying the government to use our monies (investment) and not ourselves.
Implementing a new financial strategy, and becoming more tax-aware, has provided us with the knowledge and understanding on how to make our monies work for us, as we create and secure the future that we only dreamt about.”
“Praise and thanking our Lord and Savior Jesus Christ! Thank you for all that you do!”
“Thank you, Jeff, for helping plan my financial future. After becoming a widow unexpectedly, I didn’t know if I could remain in my house, let alone afford retirement. You showed me that I could not only have a tax-free retirement income but also leave a sizeable estate for my children. It is such a relief to not have to worry about money!”
“I have enjoyed being educated and gaining the knowledge to save for my future retirement. Looking forward to learning more… I can’t thank you enough!”
“Working with [Safe Money Partners], I learned a lot about interest rates and figured out the best plan of attack. Making sure I’m on top of everything. Making sure I keep my debts down low. That way I’m able to put more money towards a college fund [for my kids] and my retirement.”
“Before working with [Safe Money Partners], we thought at retirement age, we’d be able to enjoy the financial freedoms where we could live the kind of lifestyle that we only dreamed of. When [Safe Money Partners] asked us questions like “what does our current financial (retirement) future look like” and “Do we have enough retirement to live comfortably, as we currently do”, that’s when we realized we didn’t know.”
“Just a note to let you know how thankful I am for your help building a better retirement strategy. All my life I thought retirement planning was as simple as putting money in a tax-deferred investment tool.
LPA helped open my eyes to new possibilities that will help me keep more of my money and protect myself from the wolves. The personal attention I get from LPA is unprecedented, having worked with several traditional retirement strategists over the course of the past couple decades.”
The Debt Snowball Ebook
This debt reduction strategy uses behavior modification to keep you paying off your debt.Download
3 Disadvantages of Saving with a 403(b) Plan Ebook
Who wouldn't want to save for the future? A 403(b) can make that happen, but is it the right choice?Download
Debt Free for Life Webinar
This webinar sheds light on the misconceptions most people have about debt and money management.Watch Now
Latest Blog Posts
SMP How to Get Back on Track After Spending Your Emergency Savings
You had an emergency savings and found yourself needing it. You were thankful you took the time to build your savings, but now it feels like starting from square one all over again, and after [...]Read More
SMP What if You Haven’t Saved Enough for Retirement?
When you first begin your career as a young adult, retirement seems far away and not tangible enough to worry about. You start contributing to accounts, but you may not think about it beyond that. [...]Read More
Take the First Step: Join Us for a 15-Minute Connect Call
We think it’s always best to start any relationship at the beginning by getting to know one another. You are going to have questions that need to be answered before we formally meet. We like to make sure we are able to really, really show you value. This is best done with a quick connect call.
Complete the form below to schedule a quick 15-minute connect call and see if we are a good fit for one another. We cannot wait to talk.