OUR MISSION: To Eliminate Your Debt
It’s just that simple. More than 80% of working American’s have bad debt. It attacks your health, your happiness and your freedom. There is page after page of ‘debt elimination plans’ on the internet promising you FINANCIAL FREEDOM if you ‘just take out this consolidation loan with us’ or ‘sign up for this program’. You know-get out of debt by taking on MORE DEBT! Right, that makes sense!?
Our concept provides a solution for paying off debt, reducing taxes and increasing retirement savings using a safe, predictable process that provides guarantees. We can show you how to be free from lenders in 10 years or less, including your mortgage, without spending any additional dollars.
- Reduce the volume of interest you are paying to lenders.
- Get out of debt in half the time as your current schedule.
- Increase your cash-flow.
- Repair your credit
- Decrease your taxes.
- Save for college.
- Retire with tax-favored income.
Our access code is 928-556
Fee-Only Divorce Financial Planning – If you are contemplating divorce/separation, are in the divorce process or already divorced you deserve the opportunity to work with someone who has studied what the rights, benefits, and entitlements are of someone in that situation. Let’s discuss what is important to you related to life after divorce and what planning looks like for you to still achieve your financial goals. (Divorce Financial Planning by SMP Strategies, LLC)
Fee-Only Financial Planning – Many people want to know if they are on the right track but they want to get that knowledge independent of the person who is managing their money, for whatever the reason may be. Let’s take a look at where you are right now in your planning vs where you want to and need to be in the future. (Financial Planning by SMP Strategies, LLC)
Tax Aware Retirement Planning – Many American’s don’t plan for taxes taken on their disbursements and think it’s tax-free. The government always gets its cut, whether you contribute to a post-tax (Roth IRA) or a pre-tax (traditional IRA/401k). With guidance from your tax-aware retirement planner, you can find out if those taxes to the government are sustainable long-term and look at the effect on your retirement portfolio with the additional withdrawals to make up for a shortfall. (Tax-Aware Planning by SMP Strategies, LLC)
Roth IRA Conversions – If you believe taxes are going to go up in the future you may be one of the many people in American that want to convert your Qualified monies to a Roth IRA but are not sure how to do that. Let’s build a strategy to show you how to do that
Social Security Maximization – Many people are still not aware that their Social Security may be subject to taxation during retirement. Let’s do a provisional income analysis of your overall retirement income to see how you will be affected.
Estate Planning – Are you in need of POAs, Wills, Trusts, or Planned Giving. We offer comprehensive Estate Planning from the basics (POAs and Wills) to help you decide what your legacy will be when you are no longer with us.
Debt Elimination Strategies – Still making the minimums and not making a dent in your debt? It’s time to start planning to pay off your debt for good and plan for the future. We can create a unique plan to help you pay off your debt and start planning for your financial future.
You enhanced our retirement planning and we realized how knowledgeable and honest you were. We were also very comfortable with your non-pressure approach to our planning and you answered all questions we had. Now that we know how much we can trust you; you have become our “go to guy” for all our retirement planning.
We consider you a member of our family. You’re a very special and knowledgeable professional!!!
Praise and thanking our Lord and Saving Jesus Christ! Thank you for all that you do!
I am truly grateful for both of you, Jeff and Bryan, and all your help over the last couple of years! I came to you as a single mom in debt and hated even talking about money. You have no idea how great it feels to not stress over money everyday. I would have never been able to even consider buying a home and paying off debt without your help. It all seemed so overwhelming and I appreciate your patience, faith, and genuine caring. You have had an amazing impact on my life and I will be forever thankful.
Your Partners in this Journey
Jeffrey Mohlman, CDFA®
Debt Elimination Expert and Professional/Certified Divorce Financial Analyst Professional/financial planner
Debt elimination and being debt-free is at the core of most people who live the dream of having a solid retirement income strategy and financial plan. But once you have satisfied the ‘debt part of planning’ what about the heavier burden, taxes?
Jeffrey’s focus since 2001 has been to teach hardworking people and business owners how to create a strategy that diversifies them into lesser-utilized, tax-exempt assets for their future. Jeffrey and his team believe that chasing higher rates of return without first establishing tax-efficiency will often result in a retirement that is void of adequate cash-flow to meet the client’s long-term needs.
Jeffrey has developed a comprehensive team of financial planning and estate planning experts who work for their client’s short-term and long-term goals. Today, the approach he incorporates for his clients follows three basic tenants: 1) being debt-free, 2) maximize after-tax retirement income and 3) protecting your estate from unforeseen risks.
Jeffrey is also a Certified Divorce Financial Analyst and helps both the client and their lawyer understand how the financial decisions made today will impact the client’s financial future. A divorce lawyer may be well suited to argue in a court of law, but may not have the financial planning background to understand the long term financial impact of a divorce settlement. As a CDFA, Jeffrey ensures his clients receive an equitable divorce settlement and helps them plan for a secure financial future for any dependents. See Jeffrey’s bio on Divorce Force.
Co-Founder and Finance Consultant
Bryan has a Finance Degree from the University of Cincinnati. He has spent many years working with both individual and institutional clients to increase their financial literacy in the areas of tax efficiency, debt elimination, and increasing cash flow. In the last few years, Safe Money Partners became an authorized office for true debt elimination. He is able to bring to his clients one of the most comprehensive financial education systems available. It’s not about a short-term fix, but a life-long solution that will keep you forever debt-free. His clients are now able to get immediate control of their spending, debt, savings, and taxation from now and into retirement.
Starting in 2011, Kyle has always built his career with a client-centered approach. Beginning his business with a focus on Medicare gives him a unique perspective to the retirement planning process. While many advisors spend most of their time focused on planning for retirement, he was able to see what retirement actually looked like for thousands of people. Kyle always thought that by the time someone retired they would be debt-free and have saved enough to enjoy the golden years. However, that is not the case for many.
He was shocked to see how many households lived in retirement with debt. It wasn’t just having a mortgage either. Most of the households he visited with had credit cards, vehicle loans, medical debt and some of them even had student loans. He also was able to see the negative impact this debt had on their ability to save for retirement. For those few that were able to save for retirement most, if not all, of their money was in tax-deferred accounts. This meant that every time the money was used, taxes would be due. Which meant they had to take more out of those accounts than was needed. This didn’t look like the American Dream. There had to be a better way. So, he started to look for ways to help the average American get out of debt.
It is for this purpose that Kyle is part of the Safe Money Partners Team. My mission; to help the average individual, couple or business owner get out of debt faster than they had ever thought possible. To educate them on the methods to stay out of debt and stop paying interest to the banks and lenders but instead redirect those interest payments back to themselves. Most importantly to follow through on the promise made to each and every debt elimination client; that once their debt strategy gets them Debt Free For Life he will personally take them onto the next step of building a sound, S.M.A.R.T. financial strategy for a tax-aware future.
Take the First Step: Schedule a FREE Consultation
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