Should I Save, Pay Down Debt, or Invest My Money?
Finding yourself with extra cash is a good problem to have. Still, when you find yourself with a surplus, there is a decision to be made. Does it make the most sense to pay off debt? Is it more advantageous to put the money to work in investments? Or should your extra money go into savings […]
7 Easy Ways to Save Money by Decreasing Your Monthly Expenses
It is important for your financial security to make saving part of your routine. You might be saving to build an emergency fund, to pay down debt, or to save for a large purchase, such as a down payment on a house. Many of us struggle with finding the space in our monthly budgets to allow […]
Start Emergency Savings Without Going Into More Debt – [Video]
Hey folks is Kyle was Safe Money Partners I wanted to come to you today and give you our best tips on what to do with your upcoming stimulus check.
Stimulus Package: Doing Your Part
I was on a call the other day with an estate planning attorney. He wanted to better understand how the nation could afford to send so much money to ‘the people and to small business owners.’ I asked his if he understood how many trillions of dollars were in pre-tax retirement accounts our country. He was pretty […]
7 Financial Goals Everyone Should Have
Just like any good goal setting, it helps to have short-, mid- and long term financial goals. This set of seven goals takes that into account, so you can realize financial success both quickly and on a sustained course.
How to Start Saving for Retirement
For most young people, retirement is nothing more than an afterthought. As such, most folks don’t begin drafting their retirement plans until they approach their 40s. More than half of Americans aged 18-34 have yet to begin saving. And 42% of adults aged 35-44 still haven’t started to save for retirement.
How to Raise Your Credit Score
A good credit score signals good financial health, and with more than just a fair score, creditors will be more confident about extending you a line of credit in its various forms and at some of the most favorable terms.
Step-by-Step Guide to Creating a Personal Budget
Saving money can be difficult, especially when you take into account all of the different ways that you spend money — such as mortgage payments, rent, utilities, online payments, cash, debit, and (most likely) multiple credit cards. Even if you’re not living paycheck to paycheck, it’s a good idea to create a budget. The following are […]
Holiday Money Saving Tips and Tricks
The holiday season is in full swing and with all this festive cheer it can be easy to justify over-spending. The secret Santa exchange at work, the white elephant get-together this weekend, thoughts of WOWing your kids on Christmas morning…and once everything adds up you become financially stressed.
How Long Will Negative Information Stay on Your Credit Report?
Your credit report not only provides your credit score, but also your credit history. Lenders will often take a look at your credit report to determine how financially responsible you are. Things like late payments and missed payments help lenders identify potential lending risks. Not only can certain blemishes hurt your chances of having a loan […]